News Update

eCommLink and First Bank partner with mCASH and telSPACE to offer mobile payments system for the prepaid card industry

May 8, 2007

LAS VEGAS — Las Vegas-based eCommLink, a core processor for branded prepaid debit cards and issuer First Bank & Trust ("First Bank") in Brookings, South Dakota, announced today a partnership with mCASH and its technical arm telSPACE, a leading mobile virtual network enabler (MVNE), to create a mobile phone and branded virtual payment card solution for wireless carriers, banks and merchants.

The strategic alliance enables eCommLink and First Bank to create prepaid card programs that will work hand-in-hand with mCASH and telSPACE to market cards to their future and existing mobile phone customers. This unique product will feature the conversion of wireless phone service minutes to cash and cash to minutes in seconds.

"This is the cutting edge of mobile payments. We're combining the utility of a cell phone with the advantage of a prepaid card," said T. Jack Williams, president of eCommLink. "The robust, hi-tech system of telSPACE, along with the payment processing solutions of eCommLink, will create the first seamless mobile payment system in the prepaid industry." Williams added that the new product is expected to launch in August 2007.

"The prepaid debit card industry is ready for a flexible program that allows its users the freedom and flexibility that the mCASH solution will offer. Our mobile virtual network operator (MVNO) customers are in desperate need of a payment solution that is less costly than the industry standard and linking this payment solution to their mobile phone has opened up a new world of opportunity and ingenuity for telSPACE." - said Paris Holt, chief executive officer of telSPACE.

"We are very excited about the partnerships we have developed with telSPACE, First Bank, and eCommLink. Each company has added a significant amount of value to this exciting and revolutionary new consumer product. We will be changing the lives of millions of people by offering them payment solutions that will save money, provide more flexibility and control, and will ensure a high level of security on all transactions." - said Gene Thomas, partner of mCASH.

"The mCASH program is an exciting opportunity for First Bank & Trust to leverage our existing relationship with eCommLink. This endeavor is yet another example of our belief that banks must utilize alternative delivery channels to bridge the divide between "banked" and "un-banked". - said Trent Sorbe, president of First Bank's national products group.

About eCommLink, Inc.

eCommLink, Inc. (www.ecommlink.com) enables program managers and financial institutions to maximize revenue from their prepaid debit programs. The Company’s flexible prepaid processing platform, innovative features and industry experience allows clients to create customized prepaid programs for their specific markets while ensuring quality, security and time to market. eCommLink supports the full array of prepaid debit programs, including general spend, payroll, teen, gift, travel, government and loyalty cards.

About telSPACE

Based in Redmond, Wash., telSPACE enables its mobile virtual network operator (MVNO) clients using its proprietary turnkey back office infrastructure to sell, provision, fulfill and care for multiple telecom services, including pre- and post-paid cellular, Internet and long distance. In development for more than eight years, the company has used feedback from its 35 MVNO clients to refine its product and create a platform that provides core MVNO functionality that rivals any in the industry. For more information, go to www.telSPACE.com.

About mCASH

mCash Holdings develops technology solutions and intellectual property for mobile banking and mobile payments, providing users the ability to maximize the use of cellular and financial products and services. mCASH provides value to businesses, consumers and partners by providing solutions that enable cellular services and financial transactions to be performed from a unified platform. Bundling of cellular and financial functions on a tightly integrated platform allows customers to easily perform a wide variety of transactions all from their cellular phone handset. For more information, visit www.mCASH.com.

About First Bank & Trust

First Bank is part of Fishback Financial Corporation, South Dakota's largest privately held bank holding company with assets of over $1.3 billion. Family owned and operated since inception, the organization is built around the Fishback family's philosophy that bankers can be both conservative risk managers and entrepreneurs - a philosophy that has guided the organization since 1880. Today, Fishback Financial owns five banks in South Dakota and Minnesota, as well as a number of non-bank subsidiaries. Visit us online at www.fishbackfinancial.com

About SellingSource.com

Founded in 1997, SellingSource.com develops technology-driven marketing solutions for the online marketplace. Its affiliated companies offer services such as online advertising, collocation and disaster recovery, inbound and outbound call centers, online data verification, sub-prime and stored-value financial products, software development and video production services. For more information, visit www.SellingSource.com.

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eCommLink is a licensed partner of American Express Incentive Services (AEIS) authorized to
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