eCommLink and TRANSFIRST Form Alliance to Expand Merchant ePayment Services

August 9, 2005

HOUSTON, TX — eCommLink, a leading provider of open platform applications for stored value and debit transactions, announced today that it has entered into a service agreement with TRANSFIRST, one of the nation's premier providers of transaction processing services and payment enabling technologies. Under the agreement, TRANSFIRST will provide processing for online merchant accounts, allowing eCommLink to offer significantly greater epayment processing volume to financial institutions and third-party issuers of debit and stored value cards.

eCommLink's enterprise payment platform permits a broad range of stored value loading and disbursement options via a wireless device, ATM, employer, or home computer. TRANSFIRST's epayment merchant application will allow online businesses to more quickly and efficiently coordinate all aspects of order capture, fulfillment, and merchant services.

"TRANSFIRST's core business philosophy is to deliver a first-rate suite of payment processing products and services to help our customers grow their businesses," said Bruce Froendt, president of TRANSFIRST's ePayment Services division. "Through our agreement with eCommLink, we will be able to offer more seamless epayment processing services to our online merchant customers, as well as our reseller and referral partners."

As more consumers realize the benefits of debit-based money management, they are finding the convenience and flexibility of combining retail purchasing functions with payroll, health benefits, corporate travel, bill payment, telecom and line of credit, all from one card. TRANSFIRST's data capture and merchant epayment services will benefit both companies as merchants improve transaction security and gain the ability to introduce more targeted consumer loyalty and promotion programs.

About eCommLink, Inc.

eCommLink, Inc. (www.ecommlink.com) enables program managers and financial institutions to maximize revenue from their prepaid debit programs. The Company’s flexible prepaid processing platform, innovative features and industry experience allows clients to create customized prepaid programs for their specific markets while ensuring quality, security and time to market. eCommLink supports the full array of prepaid debit programs, including general spend, payroll, teen, gift, travel, government and loyalty cards.

About TRANSFIRST

TRANSFIRST is the premier provider of transaction processing services and payment enabling technologies. TRANSFIRST offers a first-rate suite of products, services, and customized processing programs uniquely tailored for the special business needs of financial institutions, independent sales organizations and agents, and its referral and reseller partners. Through its in-depth industry knowledge, partnership strategy, and innovative solutions, TRANSFIRST provides a specialized approach to transaction processing for healthcare providers, public entities, online, and other non-traditional merchants, as well as brick and mortar retailers.

Founded in 1995, TRANSFIRST is a market leader in strategic mergers and acquisitions, which has allowed the company to gain significant market share and world-class expertise in growing and profitable industry segments. Built on a platform of personal service, customer commitment, and flexible pricing, TRANSFIRST is headquartered in Dallas, Texas, and has operations facilities in Louisville, CO; Omaha, NE; Kansas City, KS; Newport Beach, CA; Milwaukee, WI; and Langhorne, PA. Company wide, TRANSFIRST currently processes approximately $20 billion in annual sales volume for more than 160,000 merchants and more than 760 financial institutions. More information about TRANSFIRST is available at 1-800-745-2659 or at www.TransFirst.com.