eCommLink Provides Technical Expertise and Support for New PULSE Access® Stored Value Cards

December 11, 2003

HOUSTON, TX — PULSE Access, the financial industry's most advanced and flexible stored value card solution, is the result of a year-long collaborative effort between PULSE EFT Association and innovative electronic payments pioneer eCommLink, Inc. PULSE is the nation's leading financial industry-owned and directed electronic funds transfer (EFT) network.

The new program enables banks, credit unions and savings institutions across the country to offer the most widely used card types - family, gift and payroll - as well as many other stored value card functionalities including travel, promotional/incentive, and medical savings/flexible spending cards.

PULSE president and CEO Stan Paur said the network turned to eCommLink when members expressed a need for a customized, scalable way to introduce stored value cards for their retail and commercial customers. "When we examined other stored value products on the market, we found they fell short when it came to providing exactly what our members need," Paur explained. "So we decided to define our own solution and build the most advanced technology platform with eCommLink as a technology provider," he said.

"We were confident that eCommLink would deliver a comprehensive and highly configurable solution that also was easy to implement, support, and integrate," Paur asserted.

Many PULSE member institutions already utilize PULSE Access, each with their own specific program. The wide variety of uses for stored value cards provides financial institutions with the opportunity to create new value for account holders and commercial customers. "e-CommLink's technical knowledge and industry insights will be invaluable to our program and our members as PULSE Access becomes the stored value solution for their financial institutions," said Paur.

To learn more about PULSE Access, visit www.pulse-eft.com or call (800) 420-2122.

About eCommLink, Inc.

eCommLink, Inc. (www.ecommlink.com) enables program managers and financial institutions to maximize revenue from their prepaid debit programs. The Company’s flexible prepaid processing platform, innovative features and industry experience allows clients to create customized prepaid programs for their specific markets while ensuring quality, security and time to market. eCommLink supports the full array of prepaid debit programs, including general spend, payroll, teen, gift, travel, government and loyalty cards.

About PULSE EFT Association

PULSE is the nation's leading independent financial industry-owned and controlled electronic funds transfer network, currently serving more than 4,000 bank, credit union, and savings institution members across the country. It is the only major network solely owned by financial institutions. The network links an estimated 90 million cardholders with more than 200,000 ATMs and 3.2 million POS terminals at retail locations nationwide. In recent years, PULSE has become known as a valued resource for consumer research related to EFT services and an effective national voice on public policy issues relevant to the financial services industry. For more information, visit www.pulse-eft.com.