eCommLink's robust feature set and STAX framework, along with our team of industry experts, enable you to create powerful, profitable card programs that win in the marketplace.
General Spend
eCommLink's general spend cards are like a full service bank account on a card, enabling purchases, ATM withdrawals, direct deposit, bill pay and transfers worldwide. When integrated with eCommLink's mobile capabilities, these are particularly powerful cards for those looking to tap into the 40 million+ U.S. consumers (2 billion+ globally) who are unbanked or underbanked. The value-added features included on eCommLink's general spend cards enable you to earn significant fees for every transaction performed, including a portion of interchange.
Payroll
Eliminating paper checks can drastically decrease a company's payroll costs and eliminate the time and money employees spend cashing their checks. Clients earn money for every transaction an employee performs with the card, while also earning maintenance and program fees from the employer. Financial institutions have the additional opportunity to acquire as new customers the payroll employees and earn interest on payroll float until the card is fully redeemed by the customer.
Corporate
Business cards are perfect for travel allowances, expense reimbursements and employee and customer incentive programs. Like payroll cards, these branded business card programs streamline payment processes, reduce costs and improve efficiency while providing cardholders a convenient and flexible vehicle to access funds. Business cards offer you the opportunity to earn both a monthly service fee from the employer and a portion of the transaction fees.
Gift (Physical or Virtual)
The eCommLink advanced processing platform opens up a wide variety of lucrative gift card programs. We support instant issue and personalized gift cards that can be either reloadable or non-reloadable. eCommLink offers both open-loop (accepted anywhere MasterCard or Visa is accepted) and closed-loop (merchant-specific) gift cards. We even offer the first-of-its-kind filtered merchant gift card program, using our American Express Incentive Services capability, that allows you to identify a specific pool of merchants at which the prepaid card can be redeemed.
Teen & Family
The eCommLink Teen & Family Card is a prepaid general spend card for young consumers that gives parents the ability to monitor and control spending. Parents can set daily, weekly and monthly limits, restrict cards from use at certain MCCs, and quickly reload with emergency funds as needed. The unique features and controls for both parents and teens allow you to charge a premium price for the initial card and for maintenance.
Travel
eCommLink travel cards are the premier alternative to cash, travelers' checks and credit cards. These non-personalized, reloadable cards are accepted worldwide. They are also protected from theft and loss and include a 24-hour replacement policy. Travel discounts and insurance can be included with the card program to enable you to offer a full-service, value-add travel solution.
Government
eCommLink's government payment solutions are custom prepaid debit card programs designed to address the needs of local, state and federal agencies and their unique payment scenarios – from child support to unemployment benefits to everything in between. Our programs provide fast, accurate and secure paperless payments to and from constituents, allowing agencies to streamline payment processes, optimize efficiency and improve services to the public.
eCommLink has the technology and expertise to help you develop any prepaid solution. Contact us today to see how we can meet your business needs and deliver a premium prepaid solution to drive revenue.
