By 2011, transactions worth $587 billion* will be handled worldwide by mobile financial services. The reason for the rapid growth of mobile commerce solutions can be summed up in one word: prevalence. In a world of 7 billion people, there are 1 billion personal computers, 1.2 billion active payment cards, but 3 billion active mobile phones. eCommLink is the perfect partner to help you tap into this market.

eCommLink was among the first companies to process a mobile prepaid program and we have been building upon our capabilities and functionality ever since. We support SMS, WAP, Brew, Java, RIM and Xcode and offer solutions that work with every major carrier. We also support a variety of mobile commerce and mobile banking applications, including mCash, Obopay and Rechargeplus.

eCommLink's mobile programs allow customers' mobile phones to operate like a virtual bank account, enabling:

• International Remittance
• Mobile-to-Mobile Payments or Funds Transfer
• Bill Pay
• Balance Inquiry
• Transaction History
• Purchases
• SMS Notifications

Whether you are looking for a mobile-only prepaid program or to add mobile features to your physical card program, eCommLink has the combination of features, security and know-how that can help you penetrate this growing market.

* Juniper Research, February 2008