Services

Customer Monetization

eCommLink offers a number of fraud-monitoring solutions to protect your business and your customers, including Anti-Money Laundering/Bank Secrecy Act (AML/BSA) screening services to ensure Office of Foreign Asset Control (OFAC) compliance.

Our fraud-monitoring services include

• Knowledge-Based Authentication: Verifies a consumer's identity in real time by cross-checking an individual's identity against multiple public databases and asking the consumer to answer "out-of-wallet" questions (questions that only the actual individual can answer).
• Online Identity Verification: Detects missing, invalid, or unusual elements or any inconsistencies in an individual's identification immediately, therefore preventing fraud, managing risk, and complying with the USA PATRIOT Act and OFAC.
• Personal Finance Verification: Verifies the validity of an ABA number and then verifies the validity of the bank account; confirms whether a customer is authorized to use a credit card account.